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 Home Reloan...., any advice pls......

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TSdannybrazil
post Oct 3 2008, 05:28 PM, updated 18y ago

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i am 23yrs
house finish loan
house under my father n mum name
on progress doin change name (father, brother n my name)
what i nid to reloan and it take how long?
(if i dun hv monthly income approve stat, what should i do?)
it is 100% approved to home reloan?
TSdannybrazil
post Oct 3 2008, 06:38 PM

Getting Started
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Junior Member
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Joined: Sep 2008
QUOTE(mtsen @ Oct 3 2008, 06:31 PM)
theoritically you can get home loan without an income geh but NOT IN malaysia lor.

anyway, bank will evaluate your house value and then loan you an amount, that may be higher or lower than how you value your own house.

if no monthly income, u must declare why you need the loan for and HOW you can repay the monthly installment, thats about it.  But usually in Malaysia without a salary income, hard to get loan geh, unless your guarantor is rick and famous lah ...

good luck !
*
hmm.gif that y here cant get updated with those stupid law
anyway thanks for ur advice....
but i knew salary income not a big problem stil can handle it
the problem is the how long it hv to take.... doh.gif

 

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