if felicious know how the hacker did it
den she can be the hacker herself also
its no use just guessing
for those who has debit master/visa extra cautious
juz get solid evidence to prove that the transaction wasnt made

true no doubt ur identity will cost u alot
but jd low its imposible u ask everyone not to use credit card
hey its the 21st century using cash intensively is even much more vulnerable to robbers
until the technology of e-banking is at least 70% above proven safety den i will use as i still dun have confidence on my comp through 24 hours on to download all sort of stuff