Oct 6 2008, 10:04 AM
QUOTE(cms.malaysia @ Oct 6 2008, 01:52 AM)
ok.....let me do some analysis here......infact there are alot of offer surrounding us.....as what bro qk quoted earlier, BT aka Balance Transfer which offer by major Bank's in Malaysia......these are those alternative offer that Bank's can make more buck from us.
let me list few offer that you may think it really can help you!!!
1st = Balance Transfer = Interest Rate @ 6.99% or 7.99% per annum ((((you need an available limit to perform BT))))
2nd = Personal Loan = Interest Rate @ min of 1% per month or 8.99% per annum ((((subject to approval, CCRIS fella dont think about it))))
3rd = Cash on Call = Interest Rate more or less same as P Loan ((((you need an available limit to perform COC))))
4rd = Borrow from Ah Long = Interest Rate @ 10% per month ((((provided you have enough gud))))
5th = Borrow from family = good idea, probably @ 0%.....((((unless they willing to help))))
6th = Restructured with EPP = Restructuring Fees @ min 1% per month for short tenure or min 5.4% per annum - subject to tenure ((((100% approval provided your card is still ACTIVE, those CANCELLED by Bank's.....i m sorry, it was too late))))
by looking at the interest charges, yet EPP is still the BEST and very min requirement needed.....right???
i may share more in future and for those who need more info, please do not hesitate to call or email me directly.
cheers
cms.malaysia,let me list few offer that you may think it really can help you!!!
1st = Balance Transfer = Interest Rate @ 6.99% or 7.99% per annum ((((you need an available limit to perform BT))))
2nd = Personal Loan = Interest Rate @ min of 1% per month or 8.99% per annum ((((subject to approval, CCRIS fella dont think about it))))
3rd = Cash on Call = Interest Rate more or less same as P Loan ((((you need an available limit to perform COC))))
4rd = Borrow from Ah Long = Interest Rate @ 10% per month ((((provided you have enough gud))))
5th = Borrow from family = good idea, probably @ 0%.....((((unless they willing to help))))
6th = Restructured with EPP = Restructuring Fees @ min 1% per month for short tenure or min 5.4% per annum - subject to tenure ((((100% approval provided your card is still ACTIVE, those CANCELLED by Bank's.....i m sorry, it was too late))))
by looking at the interest charges, yet EPP is still the BEST and very min requirement needed.....right???
i may share more in future and for those who need more info, please do not hesitate to call or email me directly.
cheers
Please mind your font size, it might irritating to others, you might get warn because of this. Thank you for the cooperation.
All,
The scheme is indeed exploiting the loop hole of CC.
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