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 Sep 24 2008, 11:40 AM
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#1
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Senior Member
1,979 posts Joined: Jan 2003 From: Kuala Lumpur 
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I'm using UOB for my home loan.
What I like is their flexi payment (I always pay 25% extra every month)... It also helps if there is a branch nearby where you live... No point wasting your time and petrol driving to the bank that's far away. Also check on the availability of 24hr banking... my experience with CIMB Bdr Puteri Puchong is the Cash Deposit ATM on several occasions is down  Can you image the penalty for late payment  |
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Sep 26 2008, 03:12 PM
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#2
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Senior Member
1,979 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(clieman @ Sep 24 2008, 12:52 AM) "Flexi loan" where it is linked to a current account where the money in the current account will be used to reduce the interest rate. Good if you have extra money and want to reduce the interest, but don't want to use the extra money to reduce the principal sum. Some bank charge a RM10 per month fee for this linkage. So think and choose what you need carefully. Does UOB charge RM10 to reduce the principal sum...? Just asking coz I don't have to pay fees when I bankin extra sums  which is a plus point for UOB  This post has been edited by aaronpang: Sep 26 2008, 03:22 PM |
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