i borrowed for cimb x press cash 15 months ago.. RM5k and repay back in 5 years..monthly rm184! the total i gonna pay is rm11k! its 24% per month! i request for early settlement few days ago.. i receive a call from cimb.. and if i wan settle early, the amount is still rm4994.. nearly 5K also.. so all the while i just pay for my interest only.. rm2760 i paid is for the interest only? but i just borrow for 15 months only wor? any people can help with this ? thanks very much