Interest & processing fee & stamp duty... all personal loans have this. Is this your FIRST time getting one? If you don't want interest/processing fee/stamp duty... borrow from 'ma & pa' lah....

p/s: nemoexcel.. this thread IS about personal loan... why don't you open up new thread on Saving Money topic elsewhere. it's not that people DONT know or DONT like to save... things can always go wrong somewhere somehow & that's why people need money to make up for it.

This post has been edited by jessecca8600: Nov 10 2010, 10:15 AM