Dont get confuse, if u ask for balance/statement, thats the figure (Principal + Interest). If u ask to fully settle/payoff, they will give u a rebate which means deducted all ur interest remaining. Thats how Islamic Banking Works. High and fixed interest but recomended to those are wish to settle early.
Correct me if im wrong.

By the way, CIMB EXPRESS is not a good choice. Problem every month when u going to pay via cash deposit machine. I need to bring extra notes in case the machine rejected my money. (always happened). Very hard to reach thier CS operator. Keep passing the number and transfer line to wrong dept. Until now, im still not recieve my fully settlement statement. Its been 2 months since i faxed my letter to them and keep give the reason they are still preparing. In the end of the story, they have lost my letter and ask me to re-fax again... 

I really cant tahan to serve thier very high interest.. was applied loan due to 10% of my house deposit.. short of RM3k..