Mar 22 2012, 02:43 PM
QUOTE(valentino85 @ Mar 22 2012, 02:38 PM)
i borrowed for cimb x press cash 15 months ago.. RM5k and repay back in 5 years..monthly rm184! the total i gonna pay is rm11k! its 24% per month! i request for early settlement few days ago.. i receive a call from cimb.. and if i wan settle early, the amount is still rm4994.. nearly 5K also.. so all the while i just pay for my interest only.. rm2760 i paid is for the interest only? but i just borrow for 15 months only wor? any people can help with this ? thanks very much
Not really. The T&C was really clear, that you are paying through the roof for but in return, getting fast cash. You can try to negotiate for a lower amount, but I doubt you will get it at any much lower.
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