Yeah, same as me too.. I dunno why the CIMB XPRESS dun approved my application.. My basic is more than RM800 at RM1.3k, 1 year working duration, including perfect EPF statement with related submission for approval.. But, still they reject.. For me single and no loan I am still having difficulties applying it..

But, i still remember that my friend not working for 6 month, salary at RM700 per month, customize EPF statement... Have been approved.. Huh..