QUOTE(valentino85 @ Mar 22 2012, 02:38 PM)
i borrowed for cimb x press cash 15 months ago.. RM5k and repay back in 5 years..monthly rm184! the total i gonna pay is rm11k! its 24% per month! i request for early settlement few days ago.. i receive a call from cimb.. and if i wan settle early, the amount is still rm4994.. nearly 5K also.. so all the while i just pay for my interest only.. rm2760 i paid is for the interest only? but i just borrow for 15 months only wor? any people can help with this ? thanks very much
Does that mean that you are planning for early settlement but they bank ask you to pay back near to the original loan amount of RM5K ? .. The previous paid amount of RM2760 is not deducted from the total borrow amount ?Did they came out with any calculation table for your reference .. ?
Mar 22 2012, 04:01 PM

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