Hi everyone,

Currently, me & my bf facing some sensitive issue on buying property under both name. I would like to get some advise here. Let me share my problem.

My bf sister had pass-away and left the condo property under the name of my bf and bf-lil-sis.

We Planning to buy the condo:
The condo price is 220k.
Transfer the name under writing for me & bf

Problem
Need to transfer 2 times, Pass away sis name --> to bf & bf-lil-sis --> me & bf
1) Legal Charges issue. (the current property lawyer going to charge Rm6k per transfer)
2) the flow is not approved. (For me alone, i'm not able to pay for the installment)

How can we success to do the transfer? Please help and thanks in advanced.

This post has been edited by 8v!n: Aug 27 2008, 01:32 PM

To buy over the lil-sis half share also need to involve the legal work. So in that case, one question is, do my bf still can get loan from bank?

The 6k transfer fee is from the pass-away sis --> to my bf & lil-sis. As been inform by that lawyer, is discounted. But i would like to survey instead can get better and cheaper cost.

FYI, me & bf total income is 6k per month. In order, we still have our installment and some debts to pay every month. But calculated it most probably will approved.

Location is at Desa Petaling Condo. The selling price is actually 240k but since sell to his-self and me, then sell at 220k.

I'm trying to get my dad's lawyer, but the problem is, my dad totally disagree for me to buy that house, because he say will occur bf side family politic in future. I'm still considering should i just 4get about it or keep focus on that?


The bad things is no MRTA, coz 8 yrs ago doesnt popular with that issue. Now we suffering.

Owner of the condo is my bf sis (who passed away alr)---> legal inheritance by my bf and lil-sis.

our relationship are now verbally engaged and planning to the next level which is married. But those marriage proposal normally did by guy, so i cant ontrol. my parent advise us to go for register of marriage (rom) but i not sure what is my bf opinion. I'm still waiting his decision since he still facing financial problem.


Currently only my bf staying there. His family agreed to sell off the house and get the cash, so my bf can release from current debts and have some cash in-hand

I'm really thanks that you guys still here reading and replied to my problem. I'm worry that this problem will affect the relationship between me & bf and both family as well. As my parent side, they want to make all things clear and no doubts occur whether now or future. As same on me.

i thinking of the legal term. Maybe once i confirm, i will post a thread to sell it.

Dear cactus1,

I'm first timer to buy housing property, and dunno those legal stuff or housing procedure as i'm more likely in ICT + media line.

To reply ur question:

Me & my bf is 25 y/o, bf lil-sis is 24 y/o, owner which the sis had pass-away is in early 30s.

the condo beneficiaries to my bf & bf lil-sis

The flow we plan is [pass-away sis]----> beneficiary to [my bf & bf lil-sis] -------> buy over [me & my bf]

Me & bf definately eligible to get loan. As for this mean time, my income is more than my bf. We both plan to get the housing loan. But of course, since bf got lil-financial-problem, so that i need to pay more. But, i just worried, one day i cant fork out more money then wat i plan now. Plan this because once we got our own house, then can get married.


Is this silly thought that i have? Or i act too much instead to get married?

I'm chinese Amen..

I'm daddy girl..

I love my bf. So trying to help him to get the condo. As from our point of view, if we buy over, we save alot which now the house alr got. Including 10k for simple reno, more than 10k of house furniture and electronic stuff. Nice view of KL city. olympic size swimming pool. If buying new condo, need to wait till it complete.

As summarize, is actually worth it, if we can strive to get the condo. Just whether good for me to do it or not. Anyway, really appreciate for all advise. I knew everyone is trying to concern be the neutral adviser.

Still in consideration.

Well, first to say sorry that this might be long reply.

I'm letting my bf decide, coz i dun1 to c him just take my action for granted. If he plan all this for house and wedding ceremony is totally his job. I'm here just to support whatever he want to do. Anyway, will take ur advise. Thx ya.

Yeah, the transferring we discussed with the current property lawyer. The issue is ~RM6k per case transfer. I'm realize that, is actually same charges as i'm buying a new house. So, y i still need to take this current condo, instead myself can buy a new condo. I'm taking my off my hand and let my bf to decide and plan. Coz...i'm just merely a GIRL-FRIEND.


Alwiz there is a charges when go to the process name of transferring. I got the breakdown which i think a little overcharge too. The list still with bf.

The property loan is under the elder sis. Apparently, the plan is me & bf will buy the property by getting loan. Then, once loan approved will pay off the debts inherited my the elder sis. So there is no longer debts frm elder sis. Then the balance of money my bf have, will pay off his personal debts, and half for his lil-sis and his parent. So finally,. . . the property is fully, me & bf name.

The points to get this property is, we get a house and he settle his debts. But in order to keep the house, only my bf is not affordable, so need my help. When i'm involved, of course i need a black & white to make sure that is my property too. What if one day (*touch wood*). . .my bf dun1 me anymore ... i get nothing.


Thanks eagle.ng, your advise really appreciate. My relationship so far so good. My family is very concern for our marriage. But his family side never mention our marriage and yet more happening for divorce case, just mean his brother and sister on that case. But yet, i believed if we are strong, we will have happily ever after live ( that's actually my childish and fairy tales dreams )

To make sure once i got married, i got a house and no more debts, i need to step out and help my bf. That the sacrifices the lady need to do in order to get a better life. I know some other lady's no need to do so many things....just find a rich guy and happily ever after. But, i'm not that lucky.

The pricing will reconfirm, if my bf family agreed. But anyway, i really wanna see my guys put more effort to get this house. For my part, i just only can help on financially which i'm still afford.

This not just that easy.

As i just mention, once sold this house to me&bf, my bf will get the money and pay off his debts. This is the process that we want to get the house. I'm personally hope that this house really can sell of, whether to me & bf or others. Coz i really want my bf debts settle.

tgrrr, should i not say inherit the housing debt. . .as my bf sell the house(the money he get, half of it settle the house loan, the rest cash). . .and me and bf buy over the house (is like get a new house for us).

Have a house and get loan which i not agree for the word 'inherit debt'. Is ur personal house loan and you get ur personal property. Sorry no offense to shoot u. . . just share it out =p

And that's why, now trying to strategies, how to play this game. Should i involve or not?

Uhmm. . . . i decided to handoff.

Since there is no planning from my bf. He just cant stay focus.

The things i can do is encourage him to sell off the house asap.

Thx that a good solution if the house not yet sold out. Will ask the buyer to rent the house 1st before fully transfer. But no confirm buyer yet. And the condo price dropping. Because is more likely to resort condo.