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 Credit Card Thread V4, Plastic Money @ World Access

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tiger63
post Jul 22 2008, 08:08 PM

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I m from Kuching and one thing I observed is that Maybank's credit card is much more difficult to get as compared to other banks. This observation is also shared by my frens n colleagues. They could get a credit card from other banks but not Maybank and they are earning on average 1.8k - 2k a month. Does Maybank have stricter guidelines?

I also noticed that Maybank seldom set up booths in public places e.g. shopping malls, airports etc to sell their credit card as compared to HSBC, Citibank and RHB.

Do you guys/gals also see this in your hometown?
tiger63
post Jul 22 2008, 08:40 PM

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QUOTE(tinkerbel @ Jul 22 2008, 08:15 PM)
@tiger63,
The foreign banks need to setup booths because they don't have many outlets; Maybank is everywhere hence one can just walk in to apply.  It could also be that the local banks aren't vying for a piece of this pie *shrugs*

Am surprised to hear ur comment about MBB CC's being difficult to obtain but forumers have mentioned in the past that MBB can be strict.

I recently put in an application for a MBB CC and it was approved.  In fact, I got upgraded to the next tier.  Having said that, I've kept a good credit record for the many years since I started using a CC and do not currently have any outstanding loans.
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I am also a Maybank credit card holder but unlike you I only got it on my second attempt. rclxms.gif

So far I am very satisfied with the Maybank credit card because of the following:

1) So easy to make payment via M2U. I just LOVE M2U for its convenience.
2) EzyPay scheme available at almost all the major electronic stores.
3) Hotspots merchants in Kuching where I can just walk in and redeem my treats points
ON THE SPOT!!!

And since I have the MBB Petronas Visa card I dont need to pay any annual fees FOR LIFE!! rclxm9.gif

tiger63
post Jul 29 2008, 07:55 AM

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I have just been informed by my frens working in Maybank that the 5X Treats Points for Petronas will be extended to December 31 2008. The announcement will be made soon thru M2U and inserts in the credit card statements.
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