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Credit Card Thread V4, Plastic Money @ World Access
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lahjenan
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Jul 22 2008, 06:15 PM
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New Member
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1. I have been using HSBC card for almost a year, and I'm planning to terminate my card. Is there any restriction from doing so?
2. Is there anyone here who is currently using Al Rajhi charge card? May I know the pros and cons? It seems to be a good deal, and I'm planning to get one.
3. I'm currently using the HSBC online for transaction. Prior to using HSBC online, I use the cimbclicks and bankislam for internet banking. However since 2006 @ 2007 (can't really remember) they introduce the TAC, where you need to get a secret access code every time you want to do a transaction (by sending sms @ you can get it at the ATM), which is really inconvenient and somehow stupid (just my personal opinion). So, besides the HSBC online, which bank provides online banking service which allows us to do online transaction without this restriction?
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lahjenan
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Jul 22 2008, 06:41 PM
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New Member
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QUOTE(muscaa @ Jul 22 2008, 11:17 AM)
Added on July 22, 2008, 6:19 pm 1. can terminate anytime you like, as long as you pay the outstanding
2. Al Rajhi? Dont know much about this bank
3. Most of the internet banking now need TAC. You can get the TAC number via mobile phone. Very convenient
According to Al Rajhi's website, they provide "55 days cost-free fund". From my understandings, it means that I have 55 days before making full payment. Am I right? Currently I live overseas, so I need to use internet banking without having to get the TAC every time.
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lahjenan
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Jul 22 2008, 10:42 PM
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New Member
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QUOTE(tinkerbel @ Jul 22 2008, 01:05 PM) @lahjenan, U could check out Citibank Online - U don't need that 'TAC' message but each time U login, U'll be asked a random question [U put in the answer to 3 questions when U register]. The troublesome thing about it is that with every transaction U do, Ur gonna need to re key in your password [in a way it's a good security measure I guess] ok, thanks. i don't mind if i have to key in several passwords, as long as i can use the service. i'll check it out.
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