i went through DA gold card requirement

Gold card: RM24,000 per annum (for Affinity / Joint Marketing Partners)
Gold card: RM30,000 per annum (for Generic Graduate Card)

what's the different? although there is remarks beside. but i don't really understand the diff

Guys/Girls,

i'm going to use credit card for online registration which cost me around rm3k+..

currently i have 2 cc, direct access and alliance cc.
direct access has no admin fees for online purchase (no rebate for online purchases)
while alliance has up to 1.2% rebate on any purchases (but not sure about online admin fees)

what you guys think? opinion?