I would say its totally not relevant. Whether its credit card or charge card, whether banks are sharing your spending behaviour or payment to me is irrelevant. There is nothing to hide regarding your spending/payment habit if you really treat these cards as you SHOULD be doing which is to ease the burden of carrying cash around for large transaction. Do you really scare people knew your spending habit if you really CAN afford what you are buying.

To those people, you wouldn’t want to see what kind of messages respective banks have placed on your account, possible credit runaway messages, poor paymaster messages, history of passing card for 3rd party usage (this works to your disadvantage should fraud happens), arrogant/rude/fussy cardmember, business rolling with your card, cash exchange etc..Messages that if you were to see for yourself, would probably feel like the scum of the earth...hehe...this applies to cardholders across, and all banks. So to those of you that brag that you had so and so limit, you are probably very closely monitored by your respective banks, for having so much credit to your name.

Nah. Sometimes transparency is the way to go.
Just look at the credit card spending report thats out every month in paper and see how much money is being owed by Malaysians in general.
I for one really support what these banks are doing in order to stop these idiots from spending money that they didnt own. Its not much different than robbing a bank. I just have to say that young Malaysians think too much nowadays.

Of my friends, I got 1 who always buy something on installments and although he is able to pay the monthly installment, it all adds up to almost RM1000 per month and thats not even including other purchases like petrol, groceries etc. Another friend who fake pay slips and are on 50k debit combined in personal and cc debt. One more is too obsess in owning property and spend 90% of his salary paying 2 cars and apartment. He still dare to say he want to buy a shoplot in 2-3 yrs time.

Yeah, got rejected twice for the stupid ikea alliance card... its harder to get it than an amex black card i suppose
helpline not helpful - long 15 min wait even at around 3pm.. its not even lunchtime 

even though I already have stanchart n maybebank punya cards.