Hi guys,

Not sure if its covered before but have you faced any charges for card replacements?

Now a days credit cards are replaced approximately 3-5 years and the sometimes break from wear and tear. If you need a replacement before that Banks normally charge you RM50.00. Is this waivable?

Hi guys,

I am pretty sure it was discussed in this thread but I've been jumping back quite a few pages 10+ pages but can't seem to locate it >.<

Can I ask what is the most exclusive/ difficult card to apply for in Malaysia. FYI its not for me as I am using Classic Card only . Was reading on Stan Chart Visa Infinite and it sure sounds pricey.

Thank you in advance.

This post has been edited by MangO: Sep 22 2008, 01:49 AM

Thanks for the information guys. Gonna copy them down and let me friend know about it.

c9 - Just give the Bank a call. No need to drop by. Threatening to cancel your card is your best leverage as others have mentioned especially if you frequently use the card.

soitsuagain - Just asking. Do you need both cards? You can talk to the Bank that you need to increase one card's limit or share limit. If they refuse you can try to ask them to combine limit if you cancel one of the cards.


This post has been edited by MangO: Sep 23 2008, 12:16 AM

Actually for Inter Bank Giro/ Transfer (IBG) it only takes 1 working day.

If you send on Monday before 12:00pm then other Bank will either receive on the same day evening of the next day morning.

If you send the money after 12:00pm it will take one extra working day i.e. fund will only be in the day after.