IM REJECTED FROM HSBC !!!

Now i wan try cimb already since my car loan there

Late payment 2~3 days but 100% got pay every month, no prob rite

try obtaining your credit report and check whether you really have problem or not. Its free BTW and its good for your future reference and budget

http://creditbureau.bnm.gov.my/index.php?ch=5&pg=7&ac=10

@Norns,
Any particular reason U've been 'blacklisted' / rejected by HSBC?

Not sure, i check from online lol.

This is my first card and my income definitely more than requirement

@Norns,
Give them a call? Perhaps U left out some documentations?

sumtimes when you got late payments, outstanding balance to settle with credit card, or got blacklisted (water/electricity/phone) your financial reputation will be tarnished abit. They take first priority into checking your financial background. Its no harm in checking as might be someone used your name and applied for a phone line or loan, or anything....

usually first card is harder to get than anything else...because bank like HSBC is very conservative.....they dont know ur spending and payment habit......

if u get alot card(with good payment) like terapox then i think HSBC should not be a problem to u

This post has been edited by dr2k3: Aug 22 2008, 04:42 PM

phone line also they check ar ?

telecom fixed line ?

i dont think they check those......

ccredit bureau = BNM

bank report to BNM

utilities company dont report to BNM

Gas/Telephone = Utilities Sector

BNM/Bank = Financial Sector....not related at all

This post has been edited by dr2k3: Aug 22 2008, 04:55 PM

ehehehe... u r interested with the apple section as well?

My phone is still half dead now~~ so glad to see kind ppl offering help..

I experienced the extra amount credited into my outstanding amount for petrol transaction in my Maybank CC.

You can actually cancel the Shell Citibank Credit card with a phone call. They will make another call to "beg" you to keep the card after a few days.

all,

jz wanna ask...if wanna get 1 additional CC
through which channel is better?
online? or through those agent?

i m thinkin of getting 1 international bank CC
may be Citi or HSBC....

anybody can recommend which bank balance transfer is best? in term good services & fast approved & low rate? who doing bank also can introduce to me.

Currently, i have Maybank & Ambank & Aeon.
Actually i have apply Maybank Petronas B.T from Aeon. But Maybank approve me in New Card not B.T. Meanwhile, they is combine limit with my other Maybank CC. Dunno what for they approved my application? nothing special.

Please anyone give me guide and help .

argh.... so dissapointed with Carrefour. The Credit card machine is showing sign of PayPass and Visa Wave.

so im try to pay with my Direct Access PayPass, but it's fail. later i try with my UOB One Visa Wave, and it's immediately pass through.

lowest rate now is CIMB...

0% interest for 6 months..but make sure u can settle it in 6 months ah...(applicable for CIMB new customers only)

---

Added on August 22, 2008, 10:37 pmif i'm not wrong.. seems like CIMB is taking away the paypass features coz of security leakage...

my new CIMB card dun show "Paypass" on the upper right corner anymore...

This post has been edited by TeraPox: Aug 22 2008, 10:37 PM

Your CIMB CC is which card?

oh... really? im just only use the PayPass feature once until now, tht's at MPH.

I feel that the CC terminal at KFC processes relatively fast. Faster than places like Giant and etc.

Anybody feel the same?

his CIMB definately is Platinium 1 lol... what else it can be. im right, Terapox?

KFC is accepting PayPass right?? long time din go KFC already.