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 Credit Card Thread V4, Plastic Money @ World Access

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SUSDavid83
post Nov 1 2008, 09:27 PM

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Why don't apply a card from any Singaporean bank?

Using locally issued card will impose charges on the foreign exchange right?
MilesAndMore
post Nov 1 2008, 09:56 PM

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QUOTE(Syd G @ Oct 31 2008, 10:05 AM)
alcohol on the other hand is different. cant buy, consume, serve, sell etc.
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However, muslim flight attendants of Malaysia Airlines, Singapore Airlines, Garuda Indonesia, Emirates, Etihad Airways and Qatar Airways don't seem to have a problem serving passengers alcoholic drinks at all. Have experienced myself while flying with them all the time.

SUSDavid83
post Nov 1 2008, 10:01 PM

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I called Maybank CS yesterday to inquire for my MBB Ikhwan AMEX application. Apparently, my application couldn't proceed since I didn't sign the declaration section. There're two declaration sections in the form and I signed only on the Akad declaration. Faxed them a signed form and hope they could process fast enough. Not sure why they didn't call me about this.
Syd G
post Nov 1 2008, 10:04 PM

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QUOTE(MilesAndMore @ Nov 1 2008, 09:56 PM)
However, muslim flight attendants of Malaysia Airlines, Singapore Airlines, Garuda Indonesia, Emirates, Etihad Airways and Qatar Airways don't seem to have a problem serving passengers alcoholic drinks at all. Have experienced myself while flying with them all the time.
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There are a lot of people hving premarital sex these days. That doesnt make it right smile.gif
MilesAndMore
post Nov 1 2008, 10:08 PM

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QUOTE(David83 @ Nov 1 2008, 10:01 PM)
I called Maybank CS yesterday to inquire for my MBB Ikhwan AMEX application. Apparently, my application couldn't proceed since I didn't sign the declaration section. There're two declaration sections in the form and I signed only on the Akad declaration. Faxed them a signed form and hope they could process fast enough. Not sure why they didn't call me about this.
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What ? Got two sections need to sign ? Have to check with them then 'cause i too might have skipped that accidentally.

SUSDavid83
post Nov 1 2008, 10:10 PM

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QUOTE(MilesAndMore @ Nov 1 2008, 10:08 PM)
What ? Got two sections need to sign ? Have to check with them then 'cause i too might have skipped that accidentally.
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Yeap. I also have the same thought as you since I have existing cards with them.

There're two sections that you need to ink according to the CS or processing department.

1. Declaration
2. Akad Declaration
darkages
post Nov 2 2008, 10:16 AM

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QUOTE(David83 @ Nov 1 2008, 10:10 PM)
Yeap. I also have the same thought as you since I have existing cards with them.

There're two sections that you need to ink according to the CS or processing department.

1. Declaration
2. Akad Declaration
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Any distinct features seperate the new islamic amex card and the maybank amex card?
arsenal
post Nov 2 2008, 11:18 AM

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cannot yam cheng???
SUSDavid83
post Nov 2 2008, 11:20 AM

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If I'm not mistaken, the transactions made with the islamic amex card must be halal (legal from Shahriah point of view).
kindaichi
post Nov 2 2008, 11:22 AM

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QUOTE(David83 @ Nov 1 2008, 09:27 PM)
Why don't apply a card from any Singaporean bank?

Using locally issued card will impose charges on the foreign exchange right?
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i already collected all the credit card from all the consumers bank in sg already... more than 10 banks card i have now..

ya i want to apply malaysia one becos there is no extra charges when use it in malaysia mah... ya lost in forex is one of the reason....

mustang
post Nov 2 2008, 05:16 PM

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The Al-Ikhwan card will it have any Treat Points? Can it be merged with the current TP from Maybank as well? What happens if I accidentally swiped at the non-halal place? Will it get barred or rejected?
SUSDavid83
post Nov 2 2008, 05:18 PM

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QUOTE(mustang @ Nov 2 2008, 05:16 PM)
The Al-Ikhwan card will it have any Treat Points? Can it be merged with the current TP from Maybank as well? What happens if I accidentally swiped at the non-halal place? Will it get barred or rejected?
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Ikhwan cards have TP too. AMEX: RM 1 = 2 TP and Visa/Mastercard: RM 1 = RM 1 TP.

All TP for MBB products (saving/current, ATM, multple credit cards) are structured independently and they're not merged together.
mustang
post Nov 2 2008, 05:22 PM

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QUOTE(David83 @ Nov 2 2008, 05:18 PM)
Ikhwan cards have TP too. AMEX: RM 1 = 2 TP and Visa/Mastercard: RM 1 = RM 1 TP.

All TP for MBB products (saving/current, ATM, multple credit cards) are structured independently and they're not merged together.
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Let's say when I want to redeem the points, can I merge them together?

Ps: How do they know we swiped at non-halal places? unsure.gif
SUSDavid83
post Nov 2 2008, 05:25 PM

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QUOTE(mustang @ Nov 2 2008, 05:22 PM)
Let's say when I want to redeem the points, can I merge them together?

Ps: How do they know we swiped at non-halal places?  unsure.gif
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I believe you can merge them during redemption if you have insuffient points on one card. biggrin.gif
MilesAndMore
post Nov 2 2008, 05:26 PM

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QUOTE(mustang @ Nov 2 2008, 05:22 PM)
Ps: How do they know we swiped at non-halal places?  unsure.gif
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I think it'd be extremely hard. I really don't think they will request a receipt from the hypermarket we swiped the Ikhwan credit card just to see if we have purchased anything non-halal using the Ikhwan credit card.
SUSDavid83
post Nov 2 2008, 05:27 PM

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QUOTE(MilesAndMore @ Nov 2 2008, 05:26 PM)
I think it'd be extremely hard. I really don't think they will request a receipt from the hypermarket we swiped the Ikhwan credit card just to see if we have purchased anything non-halal using the Ikhwan credit card.
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I believe it's based on trust and ethics. biggrin.gif
mustang
post Nov 2 2008, 05:31 PM

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QUOTE(David83 @ Nov 2 2008, 05:27 PM)
I believe it's based on trust and ethics. biggrin.gif
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Sometimes will tend to forget though.. haha biggrin.gif I applied mine today. Not sure when will get approval. whistling.gif

keith_hjinhoh
post Nov 2 2008, 10:04 PM

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QUOTE(MilesAndMore @ Nov 2 2008, 05:26 PM)
I think it'd be extremely hard. I really don't think they will request a receipt from the hypermarket we swiped the Ikhwan credit card just to see if we have purchased anything non-halal using the Ikhwan credit card.
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Random check perhaps.

If they found you done something non-halal, your car will be barred immediately.
kindaichi
post Nov 3 2008, 12:18 AM

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what the hell, how come credit card thread has become religion thread liao...
fikrie
post Nov 3 2008, 09:13 AM

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Juz wondering...

For MBB classic cc.. Normal credit limit is like 5k rite?
I've been using it more than a year now, checked de latest bill n noticed de CL has hone up to 6.5 k.. Dunno when it was in place..

Ist normal? do they inform us in adv coz in my case i didnt receive any notice..

This post has been edited by fikrie: Nov 3 2008, 09:14 AM

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