Oh, when did you apply for it ? I applied mine in March this year and annual fee for the first two years is waived.



If i'm not mistaken, the Premier Mastercard issued by HSBC Singapore is also not yet officially a World Mastercard.



Not just HSBC Malaysia alone but all HSBC worldwide will issue HSBC Premier World Mastercard eventually. Anyway, all the HSBC Premier Mastercard already bears the "world" word regardless of the issuing country and it is ranked higher than Platinum VISA within the HSBC Group.



Nope.


It is not equivalent to VISA Infinite. But it is not 100% just like a regular Platinum credit card either. HSBC Premier Mastercard, regardless of the issuing country, is viewed to be the VVIP card issue by HSBC. It is only in Malaysia that the special privileges and discounts that are available to the Premier Mastercard also extend to Platinum VISA.

This post has been edited by MilesAndMore: Oct 22 2008, 11:10 PM

I often buy MAS tickets online and their online booking engine does not accept AMEX.

CIMB and MBB are the best. Lots of promotion year round. Treatpoints needed to redeem things from MBB generally are lower than most banks. CIMB on the other hand, got many selections. You should see the CIMB "Rewards Catalogue" they sent to me early this year.

Anyways, HSBC and Citibank aren't too shabby either but neither can beat CIMB and MBB.

This was posted three months ago but i would like to clarify something. What said above is not true. I have used my StanChart Debit Mastercard to pay for petrol since i opened the account early this year and i'm given about RM20 - RM30 rebate each month.

This post has been edited by MilesAndMore: Oct 23 2008, 11:24 PM

They will not reverse the bank's commission to you should you choose to pay with credit card but buying a ticket at travel agency attracts a service charge between RM30 - RM150. I pay more than RM2000 every month for 2 return Economy Class tickets on MAS between Kota Kinabalu and Kuala Lumpur. The most expensive fare bucket for the same route in Economy Class on MAS is RM1400+ per person but lucky me, the cheaper fare bucket is still available every time i book the tickets. Would have been even better if the cheapest fare bucket is still available (only RM860/pax) but that is not the case every time i make the purchase of my tickets. Since the tickets already are so expensive, i don't think it is worth it to pay the travel agency another extra RM30 - RM150 per ticket just so i can swipe my AMEX there.


Opened February this year. Initially the customer service agent told me the 7% petrol rebate is valid till late April. I switched to AMEX after the promotion period but later i realized they have extended the promotion period and is available to all E$AVER account holder regardless when did you open the account. So i am still using my E$AVER Debit Mastercard to pay for fuel now.


It is real. I have been enjoying the rebates since early this year.


Of course. CIMB even got discount now at Guardian and all the chocolate shops at KLIA. I buy many Neuhaus Chocolates every month. So CIMB really is a good card for me.


Are you thinking of canceling one of your credit cards ? There is a draft of cancelation letter at the main page of this thread.

Any idea which bank might offer this ? May be HSBC Malaysia issued Premier Mastercard will officially become Premier World Mastercard soon ?


Is that true ? CIMB has been advertising the originally launched Platinum Enrich Mastercard as Enrich World Mastercard for quite a while already. I wonder if it could be that one ?

I did get the rebate last month.

Depends on when is your statement date i guess. Not necessary next month.

However, muslim flight attendants of Malaysia Airlines, Singapore Airlines, Garuda Indonesia, Emirates, Etihad Airways and Qatar Airways don't seem to have a problem serving passengers alcoholic drinks at all. Have experienced myself while flying with them all the time.

What ? Got two sections need to sign ? Have to check with them then 'cause i too might have skipped that accidentally.

I think it'd be extremely hard. I really don't think they will request a receipt from the hypermarket we swiped the Ikhwan credit card just to see if we have purchased anything non-halal using the Ikhwan credit card.

That's because HSBC Malaysia issued Premier Mastercard is not a World Mastercard, not yet anyway.

This post has been edited by MilesAndMore: Nov 3 2008, 09:12 PM

Certain banks do not allow you to login to your online banking from overseas. Not sure if this is the case with Citibank.

AMEX is one of the companies that offer credit card to student, even if they have no stable salary (just part-time). Citibank Singapore has one such credit card as well.


I tried to access my PBeBanking from my hotel room at Meritus Mandarin Hotel Singapore in Orchard Road many times but failed. Then a few days later i tried again at Changi Terminal 2 while waiting for my flight back to Kuala Lumpur and again wasn't successful.



This post has been edited by MilesAndMore: Nov 4 2008, 10:14 PM

Too bad it won't be here for long since it is already November now


Last day is 31/12/08.


So NOT TRUE. CIMB doesn't need you to activate the card if you choose to receive your newly approved credit card at one of their branches. But if they courier it to you, you will need to call their CS to activate it and they will ask you a few security questions or else the card will be rejected at any terminal slot the cashier swipe the card.


Yes. You can. All you need to do is ask your mom to request a pin number for the credit card as well as online banking service so you can keep track of your spending. You can get this even if you do not maintain any account with CIMB.


Mine too. Maybank never call my mom for verification but still approved our application.