Put it this way, if you open a CitiGold a/c with Citibank they will also give you free cc as well. Any banks would for that matter

u get a cash rebate when you buy gsc tickets. It wil be reflected in your statement. But you can use cahs rebate to redeem movie tickets as well.

i email citibank twice to ask how to terminate my current choice card.......

till now i dint get any reply but they send me an air asia citibank card instead.........wtf......i can just cancel any card as long as no outstanding izzit?

how?

Quick one guys.. modesto’s hving this 50% off their menu for Citibank CC holders.. does it apply for clear card

too bad, it's short lived, when im back, saw no more notice..

yeah no more

short lived privilege

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Wrong account

This post has been edited by Darren: Oct 10 2008, 04:39 PM

Accidentally applied for Alliance Bank Gold card and end up with another RM18k card. Hahahaha... 5k more than Citibank Shell Gold card and double my HSBC classic card. Sienzzz.... economy so bad they still give such credit limit to poor people like me.

so in total you have 200k being hold by HSBC? no wonder HSBC dare to give u high limit

Regardless of how much I have in HSBC, the fact is I can afford to spend and pay in full RM8k a month yet I don't qualify for a basic AirAsia card. It doesn't make sense if you asked me.

Like I say, go and open up a Citi Gold a/c and they will give you your choice of cards

But fyi its not how much you can spend per month that determines your income, and banks does have its policies and such. That's the breaks

This post has been edited by tgeoklin: Oct 10 2008, 07:15 PM

Citibank will never approve ppl from freelance or events ... to them that's call high risk

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Added on October 10, 2008, 9:51 pmI just called the sales agent to get my application done soon *sweat* I want to buy air ticket, don't feel like waiting anymore or the price of the air ticket will raise ...

This post has been edited by princessgalaria: Oct 10 2008, 09:51 PM

perhaps you can try to apply for citibank cc with your existing cc?

Even before I was a Premier customer, the manager from HSBC took the trouble to evaluate me and write a letter to their credit card department in KL to make an exception - that's how I got the gold card first. Hence, my faith in the bank and why I chose to deposit all my money there.

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Added on October 10, 2008, 11:32 pmDoes being a freelancer automatically mean I'm high risk? Although a freelancer, I'm very established in my industry (write for magazines, interviewed by Frost & Sullivan, speak at seminars, etc) and my annual earnings more than qualify me for plat. I also hv fully paid property, car and zero debt. It's a no brainer if a human actually evaluated me but I failed applying even for a basic card because it's an automatic system.

This post has been edited by wirelessdude: Oct 10 2008, 11:33 PM

Yeah in logic terms, freelance even earn more than a normal permanent position, however to some banks they list that as high risk not too sure why I guess due to freelance no fixed income and people doing events normally beforehand they'll owe here and there until they finish everything and of course the income is big, however bank dowan to take this risk I guess, if client to pay back the event and so on ..

Yeah AA card is just a very low grade one, normally easily approved but my friend in event line not freelance, she's hired by a company, position is marketing but under event, citibank reject, as I know her salary is fixed

the thing about credit card approval is very funny. But from what I know, they have this software that calculates eligibility. If what they key in is OK, then they will approve/reject depending on the risk level.

tinky , how was your amex plat cc card usage now? already over 20k now ? still havent check with the dealer about the longines watch. I have still about 9k++ to go , how come terapox MIA in this thread ady

Experienced this at Econsave purchase which min amount is RM50..crap mart

a number of eateries also don't let u swipe if your purchase is < rm50..
dumb

They wont bother with a card that is less than 1 year old.