use check no charge?

have to post where??


think of cancalling my citibank cc now

Just have to spend some money on stamps and the trip to the mail box. If you look @ your monthly statement, there's a portion that is detachable on the upper side of the first page of your statement. (If I remember it correctly)

Insert that detached portion into the envelope provided in the statement. And off it goes ! Actually it's quite simple to pay any credit card bills these days if you use the GIRO facility.


..... Alternatively you can send the cash via me as I got account in Citibank. Hahaha

recently i notice that my UOB One Plat got nothing much benefits gain for me. thinking of switch to use my DA.

the only 2 things i spend using UOB is BHP n Carrefour.

For payment(s) at Carrefour, Smart$ Cash Rebates are awarded for each block of RM50.00
per single transaction up to a maximum of RM1000.00 (per month per card account) at the
cash rebates rate shown in the table below.
Carrefour’s Smart$ Cash Rebates Earning Table
Payment Amount Smart$ Cash Rebates
Tier 1: RM0.00 – RM99.99 0
Tier 2: RM100.00 – RM149.99 RM4
Tier 3: RM150.00 – RM199.99 RM6
Tier 4: RM200.00 – RM249.99 RM8
And thereafter, up to RM1,000.00 Up to the maximum of RM40
e.g. a payment of RM365.00 will be awarded a Smart$ Cash Rebate of RM14.
e.g. a payment of RM965.00 will be awarded a Smart$ Cash Rebate of RM38.
e.g. a payment of RM1000.00 will be awarded a Smart$ Cash Rebate of RM40.

*all this while i never hits RM100.

5. For payment(s) at BHPetrol, Smart$ Cash Rebates are awarded for the first RM70.00 only
per single transaction up to a maximum of RM400 (per month per card account) at the cash
rebates rate .

*more than RM70 no count already?? any1 understand the statement above?

what different between debit and credit card. i want to use it with paypal...does anyone know about it?

credit card = spend future money.
debit card = use whatever money u have now.

if i play forex can both card accept money when i withdraw through any of it?

Yeah very troublesome, gotta write cheque then put in the envelop&get RM0.30 stamp. My friend had bad experience with pos malaysia before, he lost his cheque while sending it for credit card payment.

I'm thinking to terminate my citibank clear card too, not much of benefit using it

@muscaa,
You're def right - there's not much benefits from the Clear Cards these days *siGh*

yes, i agree that UOB card is not that attractive anymore.

I used it mainly for BHP petrol. We cant get rebate from BHP, only can use the cash rebate at carrefour or other mechant eg. Sushi king

Tried at sushi king once to get the rebate and the cashier told me that machine was not online. Couldn't rebate!

Somebody told me that Direct Access is better, can pump petrol with rebate in any petrol stations(the rebate will be used to reduce the total outstanding in the bill). Better if you got smile card from mobil/esso. Every 1000 points can redeemp RM15 petrol voucher

So i may follow your footstep to terminate UOB cards

---

Added on July 22, 2008, 12:24 pmI converted to e-statement last and citibank never sent me any paper statement after that. So I couldn't get any envelop or statement portion from citibank to send my cheque. Regretted it

---

Added on July 22, 2008, 12:28 pmheard that RHB cc can get 5% rebate on petrol, but by the time i got the card, the offer is over (till 31 Aug if not mistaken)

This post has been edited by muscaa: Jul 22 2008, 12:28 PM

Lots of good infos about Credit Cards, thanks,...... What about the Maybank Platinum Credit Cards ?

And Maybank also has Petronas Platinum Credit Cards.

What is your experience ?

My MBB CL increase rejected

Nevermind, if not enough to swipe, I'll just swipe Citibank CC. It's MBB who lose out on merchant commission fees.

How old is your MBB card?

it's confirmed that Direct Access can get rebates on any petrol.

anyways, for procedures terminate UOB card, u can request them to e mail u cancellation form. filled in and fax back to them. while the physical card need to send to them by mail or pass to customer service at branch.

failure to return the card will be charge RM25.

hehe........nice try
h

This post has been edited by bee993: Jul 22 2008, 03:11 PM

yeah...mine is choice card........till now havent got single point.........coz i use for petrol onli.....hehe

hav to swipe 2 time each month

@muscaa,
Since U've signed up for an e-statement, U'll have to find / use any other envelope. Get the add from ur statement; it should be there - I haven't received my Citibank bill so don't have the address on me.

Yes no point getting the RHB Travel Card just for the 5% rebate on petrol because those are just marketing efforts/temporary promotions for banks to attract new members

@cute_boboi,
Did MBB tell U Y ur CL request was rejected? And were U asking for a temporary or permanent increase?

@Lawyer1,
Platinum cards are platinum cards lor - same usage as the rest; just with some additional benefits [it might come in handy but it's not like a must-have]. What would U like to know about Platinum Cards?! [Act, a lot of discussion on Platinum cards took place on Credit Card Thread V3 so perhaps U could check that out]

@bee993,
hye was just being helpful

This post has been edited by tinkerbel: Jul 22 2008, 03:13 PM

@bee993,
hye was just being helpful

[/quote]

yeah.......hehe

you sound like u being force to use the choice card.

The oldest active card is 3 years ago. The latest card is just 2 months old (Petronas Visa). But I have been using MBB CC since year 2000, terminated when ask for AF.

No, they did not tell why, just say declined. I'm requesting for permanent increase, since average once a year, I'll hit very high CC usage due to unforeseen circumstances. Otherwise, currently just hover around 10% of CL only every month.

No choice mar, have to swipe 2x per month

Did you inquire for the reason of being rejected?