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 Credit Card Thread V4, Plastic Money @ World Access

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TeraPox
post Sep 3 2008, 12:59 AM

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QUOTE(andrekua @ Sep 3 2008, 12:08 AM)
I mean you dont have their charge card rite?

If Im free, I will scan the stupid offer letter. I cant really see any term and condition stating that its free only because you are paying for the charge card. My boss just took the card and threw everything else away. Sigh... he didnt even bother to read...
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I DO, I am their Charge Card Member since '00 icon_rolleyes.gif


kindaichi
post Sep 3 2008, 05:15 AM

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anyone can advise how can do a card to card application for the standard chartered character card with my existing hsbc class card???
tachlio
post Sep 3 2008, 08:36 AM

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I had apply DA card last friday, supprice that call me last night n said my card is on the way.. will arrive end of this week or next week.

Hope can get is soon as i need a CC in Japan~


Reventon
post Sep 3 2008, 08:46 AM

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QUOTE(kindaichi @ Sep 3 2008, 05:15 AM)
anyone can advise how can do a card to card application for the standard chartered character card with my existing hsbc class card???
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Does your existing hsbc classic card over 1 year ? If yes then just go over the standard chartered branch to apply, bring your ic and hsbc card, the CS will help you to do the rest. Remember to mention for the character card you need. I prefer taz mania. tongue.gif


goolie
post Sep 3 2008, 10:43 AM

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May i know which bank got offer promotion for spending limit over rm2500?? im planning to pay my insurans which is half yearly term ...previously, im using alliance bank debit card to pay but now it does not have affiliate wif ecosway d..so i thnk wont benefi much..hope can recommend me some idea...
WaCKy-Angel
post Sep 3 2008, 11:01 AM

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Not really i think, unless u mean like those Citibank says u will get chance for each RM1000 u spend for lucky draw or something...

But anyway, when u spend money u will automatically gets point wat.
wheimeng
post Sep 3 2008, 02:00 PM

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im looking to apply for credit card, uob and amex in particular.

anyone knows anybody? biggrin.gif

TeraPox
post Sep 3 2008, 03:15 PM

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QUOTE(wheimeng @ Sep 3 2008, 02:00 PM)
im looking to apply for credit card, uob and amex in particular.

anyone knows anybody? biggrin.gif
*
actually don't hav to know anybody...

for uob... go to http://www.uob.com.my
find the credit card app form, fill it up and send it in..

or visit any carrefour outlet... they have booths there to promote their One card(u might get some free gift)


for amex, got either to http://www.americanexpress.com.my or http://www.maybank2u.com.my
find the card app form, fill it up and send it in..

or visit any maybank branch....
HonMun
post Sep 3 2008, 03:21 PM

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UOB - One Platinium Card very high annual fees
TeraPox
post Sep 3 2008, 03:32 PM

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QUOTE(HonMun @ Sep 3 2008, 03:21 PM)
UOB - One Platinium Card very high annual fees
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no... swipe 6 times per year and got it waived...automatically...

IMAX
post Sep 3 2008, 05:53 PM

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QUOTE(TeraPox @ Sep 3 2008, 03:32 PM)
no... swipe 6 times per year and got it waived...automatically...
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swipe on petrol RM10+RM10+RM10+RM10+RM10+RM10 in ONE DAY oso considered waived?
TeraPox
post Sep 3 2008, 06:22 PM

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QUOTE(IMAX @ Sep 3 2008, 05:53 PM)
swipe on petrol RM10+RM10+RM10+RM10+RM10+RM10 in ONE DAY oso considered waived?
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even swipe on petrol RM1+RM1+RM1+RM1+RM1+RM1 in ONE DAY oso considered waived!
IMAX
post Sep 3 2008, 06:36 PM

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soli for stupid question,...
swipe 6 times per year means starting from the day u activate the card right?
again,... wanna reconfirm UOB One card and Vox card holder will receive how many statement? I got answer from here which is 1 statement but I went to MV Carrefour ask the agent he said 2 statements, but he seems like dunno one...
arsenal
post Sep 3 2008, 07:41 PM

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waste money if send 2 statements....
wheimeng
post Sep 3 2008, 08:08 PM

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QUOTE(tachlio @ Sep 3 2008, 08:36 AM)
I had apply DA card last friday, supprice that call me last night n said my card is on the way.. will arrive end of this week or next week.

Hope can get is soon as i need a CC in Japan~
*
haha, please make sure you have enough cash, i just got back from japan and it was so tough because i planned to withdraw money from atm directly. they dont support plus, maestro, visa, mastercard.

look for citibank / hsbc, they are your only chance to withdraw money.


Added on September 3, 2008, 8:11 pm
QUOTE(TeraPox @ Sep 3 2008, 03:15 PM)
actually don't hav to know anybody...

for uob... go to http://www.uob.com.my
find the credit card app form, fill it up and send it in..

or visit any carrefour outlet... they have  booths there to promote their One card(u might get some free gift)
for amex, got either to http://www.americanexpress.com.my or http://www.maybank2u.com.my
find the card app form, fill it up and send it in..

or visit any maybank branch....
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i dont submit income tax, so i can only apply with card to card.

that's why dont want to go bank directly.


This post has been edited by wheimeng: Sep 3 2008, 08:11 PM
Norns
post Sep 3 2008, 10:06 PM

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QUOTE(Reventon @ Sep 2 2008, 11:55 PM)
1) Every transaction will be charged full amount , regardless you're using Merchant EPP or by call EPP. The instalment between you and bank is the one when you purchase something and you request later from the bank that you want instalment for how many months ( normally they will have 3% to 5% handling fee ). Merchant EPP will be the one you do it on the spot with the store , normally the slip you sign will written clearly how many months you want to do instalment, and 0% .

2) you wont get any record in CCRIS.

3) No , you wont be charged any interest. Interest charged only if you late payment or you have outstanding balance brought forward.
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Thanks a lot broo !!

That clear me up a lot !

Now i know that each transaction will charge full amount, and its between me and bank.

But I did not sign any slip on how many months & interest % with the merchant.
I called up bank and told inform them im doing installment ... and they told me only 10 mth and 20 mth ..
I only sign up application form with the merchant without anythin mention about payment rclxub.gif

Fyi, this is fitness first personal training lol

TSvin_ann
post Sep 3 2008, 10:09 PM

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http://www.maybank2u.com.my/promotions/may...our/index.shtml

Maybank give cash rebate on the Carrefour purchases....

10% on Tues and normal day 5%.... dun know what's the terms n condition...

too bad i dun have any Amex charge card or credit card.... Sigh...

tinkerbel
post Sep 3 2008, 10:28 PM

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@vin_ann,
Er.. what's this thing with Amex cards all of a sudden?! If U realli want it then go apply for one lah biggrin.gif
tishaban
post Sep 3 2008, 10:39 PM

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Tink you're the trendsetter biggrin.gif Once you have the Amex card everyone wants one ;-)

tachlio
post Sep 3 2008, 11:11 PM

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QUOTE(wheimeng @ Sep 3 2008, 08:08 PM)
haha, please make sure you have enough cash, i just got back from japan and it was so tough because i planned to withdraw money from atm directly. they dont support plus, maestro, visa, mastercard.

look for citibank / hsbc, they are your only chance to withdraw money.
Ya, i been told CIMB is local bank so sometime will having dificulity to use there~

So i also apply UOB, DC and Standard Chartard...

Hope this had no problem to use in Japan


BTW, how much cash i need to spare?? flex.gif

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