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 Credit Card Thread V4, Plastic Money @ World Access

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TeraPox
post Aug 30 2008, 01:39 AM

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QUOTE(Reventon @ Aug 29 2008, 05:50 PM)
just confirmed with amex centre that the amex cc card will be combined limit with my current mbb visa. doh.gif then they will charge me another RM 800 FOR THE ANNUAL FEE. Tinkerbel, Terapox , your statement already charged annual fee? They said no waiver given to this card.
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My Annual fee not bill yet... but RM800 is really unwaiveable...confirm oledi

coz the free prestige card already cost them 499 ... fair la...
avenger
post Aug 30 2008, 02:03 AM

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public bank credit card good?
TeraPox
post Aug 30 2008, 02:04 AM

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QUOTE(avenger @ Aug 30 2008, 02:03 AM)
public bank credit card good?
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dun see much benefit from this bank's CC... i think they r not really interested in promoting CC business
avenger
post Aug 30 2008, 02:09 AM

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QUOTE(TeraPox @ Aug 30 2008, 02:04 AM)
dun see much benefit from this bank's CC... i think they r not really interested in promoting CC business
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oh? public bank offer me this card. any idea how much the CL will be?
TeraPox
post Aug 30 2008, 02:12 AM

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QUOTE(avenger @ Aug 30 2008, 02:09 AM)
oh? public bank offer me this card. any idea how much the CL will be?
*
hav u receive the card yet? no one will know how much will be ur CL except the bank and u..
but if u r a fresh grad, 1st card. normally it will be 3-5k...

avenger
post Aug 30 2008, 02:24 AM

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QUOTE(TeraPox @ Aug 30 2008, 02:12 AM)
hav u receive the card yet? no one will know how much will be ur CL except the bank and u..
but if u r a fresh grad, 1st card. normally it will be 3-5k...
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no wor. they just apply for me, i just curious about the CL blush.gif
TeraPox
post Aug 30 2008, 02:31 AM

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QUOTE(avenger @ Aug 30 2008, 02:24 AM)
no wor. they just apply for me, i just curious about the CL blush.gif
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wait for ur card first.. then u will know... brows.gif
pisang
post Aug 30 2008, 04:24 AM

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QUOTE(TeraPox @ Aug 30 2008, 01:39 AM)
My Annual fee not bill yet... but RM800 is really unwaiveable...confirm oledi

coz the free prestige card already cost them 499 ... fair la...
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For rich ppl like u guys... RM800 is a peanut la.. "sup sup sui" :-)
Reventon
post Aug 30 2008, 05:28 AM

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QUOTE(pisang @ Aug 30 2008, 04:24 AM)
For rich ppl like u guys... RM800 is a peanut la.. "sup sup sui" :-)
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it's not the matter of rich or not laa.. RM 800 is quite alot if for paying annual fee of CC .. Just like paying a teh o ais limau for RM 50 ..
But if fully utilize the card benefit and also the prestige card , perhaps like terapox say it is worth it... but they combined my CL with my current MBB visa and totally unacceptable lor... mad.gif vmad.gif doh.gif
TeraPox
post Aug 30 2008, 06:15 AM

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QUOTE(Reventon @ Aug 30 2008, 05:28 AM)
it's not the matter of rich or not laa.. RM 800 is quite alot if for paying annual fee of CC ..  Just like paying a teh o ais limau for RM 50 ..
But if fully utilize the card benefit and also the prestige card , perhaps like terapox say it is worth it... but they combined my CL with my current MBB visa and totally unacceptable lor... mad.gif  vmad.gif  doh.gif
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I didn't know that they can actually combine ur CL...

well..brother,
if u play golf, if u like Shangri-la, If u like Longines watch , if u like 10X points and if u like to "Haulian"
then....
800 bucks is not that expensive afterall...biggrin.gif

This post has been edited by TeraPox: Aug 30 2008, 06:22 AM
tishaban
post Aug 30 2008, 08:19 AM

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So the Amex platinum credit card annual fee is RM800? That's relatively cheap.

The Amex platinum charge card annual fee is RM2450!!! And no, I don't have one I'm happy enough with my fee free Amex gold biggrin.gif


This post has been edited by tishaban: Aug 30 2008, 08:22 AM
danlhct
post Aug 30 2008, 09:46 AM

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QUOTE(tishaban @ Aug 30 2008, 08:19 AM)
So the Amex platinum credit card annual fee is RM800? That's relatively cheap.

The Amex platinum charge card annual fee is RM2450!!! And no, I don't have one I'm happy enough with my fee free Amex gold biggrin.gif
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Are you saying the Amex Gold charge card has no annual fee? Any condition?
andrekua
post Aug 30 2008, 10:31 AM

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My boss just got a package from AMEX.
It says priveledge Platinum Credit Card free for life.
ejen
post Aug 30 2008, 11:07 AM

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hi all... din read the whole thread but would like to know which card gives FREE for life without any T&C like Cimb gives? thx!
Norns
post Aug 30 2008, 11:29 AM

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Finally I got hold of my new cimb mastercard cc rclxms.gif

well can i clarify few things ;-

1) can i actually view/check my account online ? just like maybank2u like that
if yes, can I know how to do that .

2) what's the purpose of the PIN for credit card ATM ? what for we need to use credit card in atm .. kinda blur

3) how do you guys normally make payment ? cash deposit or online transfer ? like I dont have saving in CIMB, so if i use GIRO transfer from maybank to CIMB will be charge rm2 right ?

4) is it safe to give credit card number for online thing ? will they going to abuse my card ?

I think thats all my question for now ... need to understand more about credit card world lol notworthy.gif
TeraPox
post Aug 30 2008, 02:16 PM

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QUOTE(danlhct @ Aug 30 2008, 09:46 AM)
Are you saying the Amex Gold charge card has no annual fee? Any condition?
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Amex is currently offering 3 year annual fee waive for new amex gold member.


Added on August 30, 2008, 2:21 pm
QUOTE(Norns @ Aug 30 2008, 11:29 AM)
Finally I got hold of my new cimb mastercard cc rclxms.gif

well can i clarify few things ;-

1) can i actually view/check my account online ? just like maybank2u like that
if yes, can I know how to do that .

2) what's the purpose of the PIN for credit card ATM ? what for we need to use credit card in atm .. kinda blur

3) how do you guys normally make payment ? cash deposit or online transfer ? like I dont have saving in CIMB, so if i use GIRO transfer from maybank to CIMB will be charge rm2 right ?

4) is it safe to give credit card number for online thing ? will they going to abuse my card ?

I think thats all my question for now ... need to understand more about credit card world lol notworthy.gif
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1)yes, u can...

2) to activate ur online account via ATM .... and... of coz.. incase u need to do a cash advance..(touch wood)...just withdraw from the ATM

3)cash @ cash deposit machines, cheque @ cheque deposit machines... CIMB is everywhere... shouldn't be a problem...

4)i tried online transaction alot of times... so far still safe( touch wood)



This post has been edited by TeraPox: Aug 30 2008, 02:21 PM
Reventon
post Aug 30 2008, 06:34 PM

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amex gold is free lo, can call in to get it waived. Same like Master and Visa procedure. Terapox ah, i still prefer free card. Lol
TeraPox
post Aug 30 2008, 09:40 PM

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QUOTE(Reventon @ Aug 30 2008, 06:34 PM)
amex gold is free lo, can call in to get it waived. Same like Master and Visa procedure. Terapox ah, i still prefer free card. Lol
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I oso prefer free cards... I am a PROUD owner of more than 10 free CC (mostly call in waiver) biggrin.gif

but im still willing to pay AMEX 800 bucks for all the benefits

labtec
post Aug 31 2008, 12:02 PM

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how about UOB One card?
if i cancel the card, will i be charged any penalty?
tinkerbel
post Aug 31 2008, 03:11 PM

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@Reventon,
That being the case might as well cancel the Amex Platinum now since U've got a good excuse smile.gif

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