i think that...in the event that the bubble burst..
landed can hold the value more.....
condo...dun think so....
first thing to hit is luxury condo

economy good fire pple
economy bad hire pple or fire more pple?

let's wait for 3-6month to see how things are going.....
hopefully the house price will ease....

and those who sapu 1 floor...time to reassess the impact of such measure

i think current launches the valuation itself already a stretch....
if up some more valuation........anything wrong, foreclosure, the jackuped valuation will be non performing already

omg, seems like everywhere in KV house price up 40-60% some doubles....
hope that the new measure will do some correction

take a break and refrain from buying...see how the market react

ask ourself new car expensive or not...
i believe still got good 2nd hand and properly maintain units in the market which you may have overlooked

but it is hard to tahan temptation also....

the bank plays a big part in pushing up the price..
i.e supporting developer's crazy launch price valuation

what is overprice now..may not be so overprice in next 2-3years

then die die get landed lor...that what are the pple doing now

that's why...even got pple consider spend 800k-1mil to buy at kajang

the power of leveraging, i think maybe abit hard to implement now with 70%
construction speed slowly dy, need to slowly built
bank side may not be as agressive as ole days

i think they average it to kelantan, terengganu sabah, those prices there actually drop 20-30%, add our KV's
then is 3%

car ownership is expense, notwithstanding installment, there are petrol, insurance, maintenance and repair

and worst is we dun have an option here, we need one, otherwise we cant go anywhere

there is no alternative, it is a must, some more our gov, super tax foreign car, of which, the car itself is anytime cheaper without tax

if we can save on exp car ownership cost and channel to our housing fund, wouldn't it improve our 'livng' stand?

very simple, if you earn RM3k now, you have an offer of $3,000 would you leave immediately?

sg property is diff ball game all together, if you're the citizen there, everyone is subsidized to own one, if buy direct from gov, sure can afford

here in Msia, only bumi gets discount, Ah Ming, Raju, never get a headstart to property ownership

and worst still wealthy Ahmad can also get bumi discount

how much tax we paid are property utilised for national building
improvement of public infrastructure i dunno
instead alot of wastage, uncompetition building cost

to me it is just not worth paying tax to our gov, no matter now many % we are paying now

you cannot compare hk prop market and sg prop market together with msia, 2 being the open economy model open to foreigner and oversea funds, while msia is a closed one

selling off is one thing, ability to encash speedily is another story, how fast the bank can foreclose in msia and how fast it can be the same to hk and sg? think again?

can the gov stop foreigners from encashing? yes, it happended before

you want the price to drop alot, you must have a heavy sell off, can the local market turnaround the sales so quickly?

in msia context by the time the process is done, market would be singing for recovery

there might be incoming adjustment to prop price but for the price to dip >30% is quite unlikely

2 generation loan is just simply crazy
speculator that opt to take this type of loan just to buy property
should first to get burned if shit hits the fan, normally speculators always get hit first

on genuine home buyers, advice is dun buy if you cant afford it, safe enuff cash in cpf or saving to earn it