Be sure to choose those credible developers who won't abandon the project half-way. I'm one of the victims of abandon projects by Juta Permai (subsidiary of Merge Housing).

Monetary is one aspect we need to look at. Our affordability and ability to get loan and repay it.

However, please, please ... remember. Don't get yourself caught in any abandon housing project, then, not having own home to stay and have to bear with monthly rental. All hard earned money are stuck and have to live at the Mercy of Merge Housing's directors.