Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

Financial Is property going to drop?, General property price discussion

views
     
epie
post Jan 14 2011, 10:22 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(Bobby C @ Jan 14 2011, 09:50 AM)
Oh, the other day watched Historical Channel reminds me the same.

http://www.google.com.my/imglanding?imgurl...ved=0CDUQ9QEwBA

Nothing is eternal tat's include ur properties, stocks, funds, estate, cash, blah blah, oh boy your life too!

So buy breads and store for raining days! biggrin.gif
*
good 1 thumbup.gif

some people see opportunity and grab it after considering the risk involved
some is considering the risk too much and could never invest in anything
epie
post Jan 14 2011, 10:40 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


i dun think 50% hike....its 50 points hike.....dun get confused between % and points
which normally translated:
current blr 6.3% to 6.8%
for me personally...it is still managable
epie
post Jan 14 2011, 10:52 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


simple calculation will do

per 100k loan for 30 years with -1.8 blr(current rate by some banks)
current blr @ 6.3
6.3 - 1.8 = 4.5% monthly installment @ rm 506.69

forecast 50 points hike will increase blr to 6.8
6.8 - 1.8 = 5% monthly installment @ rm 536.82

so its only rm30 hike per month for 100k loan
epie
post Jan 17 2011, 10:59 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


better go buy subsale than auction
less hassle...dunno what are these people think
epie
post Jan 19 2011, 10:31 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(Bobby C @ Jan 19 2011, 09:40 AM)
How can, understand foreigners only eligible for property above $500k? Must be Malaysian 'Sporean'. But the $500k cap for foreigners already not valid since property risen 30%. Should cap at above $600k.

RPGT still around understand only 5%, pls correct if wrong.
*
confirm 5% for rpgt rclxms.gif
epie
post Jan 21 2011, 10:14 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


now wanna play the game of guessing...lol
epie
post Jan 21 2011, 11:26 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


from my experience, 1st time i heard about property bubble was back at year 2000
she said damansara area price is really ridiculous, and at that time she is somebody at BNM
10 years later which is 2010 people are saying the same thing
now i dunno how high is actually high doh.gif
epie
post Jan 24 2011, 11:08 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(jib3000 @ Jan 24 2011, 10:48 AM)
Guys,

Information sharing - Azizi Ali in the Star last friday.

http://www.starproperty.my/PropertyGuide/Finance/9663/0/0
*
good 1 from the expert thumbup.gif
epie
post Jan 24 2011, 11:54 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(salam03 @ Jan 24 2011, 09:27 PM)
even pilot now oversupply [I mean cadet pilot from flying school-according to newspaper]....why not approach him [Azizi Ali] to be his son-in-law,maybe you can get exclusive millionaire coaching from him ... smile.gif
*
his daughter is pretty? drool.gif
epie
post Jan 25 2011, 10:34 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


buy in some areas, sell in some areas
epie
post Jan 27 2011, 10:55 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(fraulein @ Jul 13 2008, 10:48 AM)
Hi,

I'm planning to buy a house this year, but some of my friends actually suggested that I wait as there might be recession and property price might drop. Is this true? Cause I wonder since everything's price are going up.. how is property going to drop?

BTW, this will be my first time buying a house. I don't understand the loan like Base Lendind Rate % +/- bla bla how many percent. Anyone can guide me?

Thanks notworthy.gif .
*
this post was almost 3 years ago...people has start talking about property price drop thumbup.gif

This post has been edited by epie: Jan 27 2011, 10:58 AM
epie
post Jan 27 2011, 11:10 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(bluesfingers @ Jan 27 2011, 11:07 AM)
wondering so many properties sold out b4 or just right after launching what is the developer  going to do with the huge sum of downpayments collected? invested back into property or sharemarket?  etc
*
WoW this question....u are like asking what shud people do with money rclxub.gif
epie
post Jan 27 2011, 08:26 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


news from BNM
BLR does not move for the time being thumbup.gif

http://www.bernama.com/bernama/v5/newsbusiness.php?id=559887




epie
post Jan 30 2011, 09:46 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(novabankinghall @ Jan 30 2011, 09:26 AM)
opinion is like azzh01* everyone has one

wat the fuss is all about? 2 generation loan is just alternative product.
Is government making it compulsory for everyone?
If you dont need it then x take la... i just x get it why ppl so pissed off?
Or did i missed anything important?
*
maybe they afraid 2nd generation home loan will drive the property price higher shocking.gif

epie
post Jan 31 2011, 11:52 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


every type of loans are dangerous if ur money management is bad
credit card, personal loan, car loan, housing loan u name it

i agree to the statement buy what u can only afford
epie
post Feb 1 2011, 11:35 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


normally in a normal world, not everybody will take single advice from single person
tats y we have government n opposition

i'm very happy bcoz we have various opinions in this thread...keep in going guys

finally its up to us to decide whether we must buy property as soon as possible or we need to wait, it is our own decision and money

epie
post Feb 1 2011, 01:05 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(cherroy @ Feb 1 2011, 01:03 PM)
It is not every property price escalating like no tomorrow.

There are still properties the remain roughly the same pricing even  after 15 years, especially those non-prime area.

There are even some properties nobody interested to buy or rent even after 15 years.
Drive around some non-prime area, or smaller town, there are some shoplots that cost 300-400K 10 years ago, now growing grass only, even trees...  tongue.gif
*
tats y when we talk about property, so many things we need to consider
epie
post Feb 1 2011, 03:01 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(UFO-ET @ Feb 1 2011, 02:04 PM)
As I said earlier, property was bubbled since 1995, last year bubble, now bubble, tomorrow also the same, it just happen for different sector, specific area or specific time, for instance, low cost flat was bubbled in 2004, KLCC condo bubble in 2008, Bdr Puteri shoplot bubble 2009, Mon't Kiara bubble 2010, Kajang factories over supply in 2007, but now become hotter and hotter, what I mean is today you see Setia Eco Park good, 3 years later may be bubble, then it will come back 10 the years become hot, it could due to change in government policies, new highway etc.

Look at Bandar Kinrara, 1991-1993, not many people want, 1996-1997 boomed, 2000-2004 bubble, 2004-2009 stable, 2010 selling like hot hot cakes, it is up and down, as an investor, need to monitor closely the change in demographic, policies, new amenities, new project like LRT or MRT does play very important factor, invest in property must be "Smart and Fast", if too careful and not doing home work could hv miss the golden opportunities

If you ask me, our prime area property price is relatively cheap!!
*
very good comment
u have done some research...salute u thumbup.gif
epie
post Feb 2 2011, 11:44 AM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(UFO-ET @ Feb 2 2011, 09:21 AM)
izit for investment? why choose these area?
*
u better go and check this place
close to putrajaya, nice surrounding...i really think this place really worth it
epie
post Feb 2 2011, 01:15 PM

Regular
******
Senior Member
1,590 posts

Joined: Nov 2006


QUOTE(wu ming @ Feb 2 2011, 12:28 PM)
How to grab when you do not even have enough money for a down payment?

Loan pun tak lepas from the bank due to low salary.
*
low salary bcos so many potongan oredi nod.gif

4 Pages < 1 2 3 4 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0243sec    0.57    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 06:55 AM