Apr 9 2010, 03:00 AM
QUOTE(confusedgirl @ Feb 19 2010, 03:27 PM)
I have a question...i applied credit crd from citibank and it seems like been rejected...when i asked them the reasons...they mentioned..please go to BNM...and check...
well i managed to get my ccris report..only my diners card have 1 month lapse...but i have settled it out..last week...other personal loan..all cleared with '0'...and then the officer asked me to check with CTOS...coz she couldnt see any problem with my ccris..
went to CTOS....again there's nothing written in the report...but the girls overthere mentioned that...i'm not the only one who is facing such issues...so many people...
any idea..where can i check again ? really need cc as i need to travel soon...
in your ccris report, the whole 12 month, is there any number exceed or equal to 3? (i'm referring to payment due.)well i managed to get my ccris report..only my diners card have 1 month lapse...but i have settled it out..last week...other personal loan..all cleared with '0'...and then the officer asked me to check with CTOS...coz she couldnt see any problem with my ccris..
went to CTOS....again there's nothing written in the report...but the girls overthere mentioned that...i'm not the only one who is facing such issues...so many people...
any idea..where can i check again ? really need cc as i need to travel soon...
if yes, you are under "high risk category"
and your cc application mostly will be rejected.
Pls provide a clean 12 month ccris report to get a loan/cc/whatever to approve.
This post has been edited by yssee85: Apr 9 2010, 03:01 AM
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