-i have got an education loan , normally i just pay for the interest for the loan cause i got a grace period of 5 years . after 2 years the loan installment started d . i cannot pay cause that time i still studying so the bank uplift my deposit to pay, after email to the bank they say i need to write in to credit management for them to make changes.my Letter of Offer - under the repayment clause it stated " Grace period of a maximum 5 years is allowed before the installments commences, during such period interest is to be served monthly

- its been half a year d , so can i appeal to the bank to tell them wipe off the ccris record , or tell them to write a letter to clarify my situation.........

- now i am working n need to buy a car d , scared my loan cant be approved......

hope u all can give me some suggestions