CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Jul 13 2020, 09:48 AM
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5,589 posts Joined: Apr 2011 From: Kuala Lumpur   
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QUOTE(Blackblade0303 @ Jul 12 2020, 10:20 PM) Hi sifus, wanna ask, if I have a few installments using my CC (pay on time every month), will it affect my CTOS or CCRISS score? If you don’t pay on time, then yes.  But also you have to take 5% of your credit facility for your DSR calculation. Banks will consider that as your monthly commitment. Best not to owe too much, it will affect your DSR score. Blackblade0303 liked this post
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