Hi there, I really need some helP and advice here..

I had read thru all the pages and thanks for those who provide good exPlaintation for me to understand enuf on the ccriss and ctos.. Here come my problem

I m having financial problem and not able to service some loan recently.. Previously I m a good paymaster I believe as I never check for ccriss report and ctos but I made payment on time but not for recent month.. I believe my record will show 2 or 3 in the report depending FI due date but only for these few months..

I understand that the consequence of not paying but I now really in deep shit and need money to pay.. I did apply loan eventhough I know is not a right approach but I really no other choice and desperately need money to pay loan..

Is there any advice from all senior bro here? How about the akpk thing? Does it help? I saw some bro able to make some full settlement maybe those bro can enlighten me.. I dun wan to be in ccriss ctos or bankruptcy at the end.. Pls help thx

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Added on August 24, 2011, 11:30 amHi moon

Usually no payment for how many mths then consider legal case? This is bcoz I rec'd SMS saying that my payment is 2 mth due then I need to settle my payment min at RM XX to avoid ccriss filing and legal fee.. Is this mean tat I will kena ctos? this is for PL from SxM

This post has been edited by usalosbf: Aug 24 2011, 11:30 AM