CTOS only keep report with Summon or legal action taken against you, if no legal action, no record in their report. This is GOOD.
For bad car instalment payment only capture in CCRIS, but since you had sold the car in Nov'14 and if the settlement to the bank had completed, Now Feb'15, your car loan record in CCRIS should be remove already unless you sold the car but loan not yet settle by buyer, check with your bank to confirm loan settlement and you can print your CCRIS report at BNM for your own checking and monitoring.