hi,

I hope someone can clarify this for me:

If I apply for a supplementary credit card under my wife's principal credit card, will the CCRIS for the supplementary credit card be reflected under my name or my wife's name?

I had a bankruptcy case before but I settled fully and was discharged in 2018 and CTOS record is clean but I have trouble getting credit card as my credit score is still low even though I have a car loan with my wife acting as a guarantor. I have a an excellent payment record for my car loan for the past 1 year.

My work requires me to travel sometimes and having a credit card under my name is necessary but I have no luck getting a card on my own.

I appreciate any feedback on this.

Thanks for reading and replying.