Just curious for my status in banks.

This is the scenario...

My dad is a bankruptcy. He uses my mom name to purchase a car at 1996.

When year 2005, the car finally finishes the loan. But my dad change the owner of the car to my name, and refinance it.

Up to date, Jan 2010, he didn't pay up for almost 6months and court letter is being issued. And bank officers been calling me everyday.

I was a college student when my dad ask me to sign all those documents.(pls don't expect me to fully understand of these..)

Am I still eligible to get any loan for property, car, personal loan, credit cards?