Same goes to me. I have few banks that I still owed since 2013 or 2014, include scb, citi, hlb, HSBC, cimb, all are credit card. And another personal loan from cimb.

I had a ctos report dated July 2019 which shows all of these.

While the recent one, ctos dec2020 till the recent ccris, all are gone, except the cimb credit card. I have no idea what happen, asked ccris, they said ask bank, ask back, then bank ask me go to ask bank negera.

I nevee paid any amount at all. By the way, the cimb credit card had been sold to Aiqon as told by cimb collection department.

I'm settling one by one now, not sure what happen to bank system, will it show that it still exist say after I settle them.