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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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sanoni
post Dec 20 2010, 05:30 PM

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Junior Member
23 posts

Joined: Dec 2010
QUOTE(finance.graduate @ Jan 18 2010, 05:50 PM)
when i wanted to apply for cc, my dad advise me not to make any late payment, even 1 day, as all will be reported to ccris

he mention something about the report having 0 if okay, 1 if late from 1 day to 30 days, 2 if 31 days to 40 days etc

just wanna share my dad's valuable advice  laugh.gif
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LOL I wish I had your dad when I graduated Uni.
When I graduated my mom told me to apply for CC. And told me to keep using it and just pay minimum every month. Unfortunately before I could do that, she already used it herself to the limit (30k) and I had to pay and still paying for it!
Now she asking me to apply for another CC so she can use it. rclxub.gif

 

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