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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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roy918
post Apr 13 2010, 03:06 PM

On my way
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Senior Member
558 posts

Joined: Jan 2003
From: HELL
QUOTE(b00n @ Apr 13 2010, 01:52 PM)
They wouldn't be any link if you're asking about the linkage; thus banks wouldn't know your specific "debt" overseas.

However, you have to evaluate yourself whether or not you guys yourselves have the ability to repay what you want to loan.

But looking at what you specify above, don't think you guys are ready yet.
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UOB bank won't check their subsidiaries in Malaysia before approving loan for Malaysian in Singapore?

roy918
post Apr 15 2010, 07:27 PM

On my way
****
Senior Member
558 posts

Joined: Jan 2003
From: HELL
QUOTE(Eng_Tat @ Apr 15 2010, 06:48 PM)
guys, will ccris show cc that i have but not activated?
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Yes, it will.
It show up under Application for Credit portion.

This post has been edited by roy918: Apr 15 2010, 07:27 PM
roy918
post Apr 16 2010, 02:40 PM

On my way
****
Senior Member
558 posts

Joined: Jan 2003
From: HELL
QUOTE(Eng_Tat @ Apr 16 2010, 11:44 AM)
mean it will show all the detail rite, so how long it will be there? till we terminate the cc?
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Your credit card application will pop up in the Application for Credit section for 12 months.
After 12 months, it will be removed. Same goes to the other credit facility application.
roy918
post Aug 19 2010, 11:41 PM

On my way
****
Senior Member
558 posts

Joined: Jan 2003
From: HELL
QUOTE(babyying8050 @ Aug 19 2010, 11:08 PM)
i've outstanding bill in maxis and digi for quite sometimes.. will i be in the CCRIS cause i apply loan at CIMB but was rejected..i need loan to clear those bills.. any suggestions?any bank can i go to?


Added on August 19, 2010, 11:11 pmi've outstanding bill in maxis and digi for quite sometimes.. will i be in the CCRIS cause i apply loan at CIMB but was rejected..i need loan to clear those bills.. any suggestions?any bank can i go to?
i need help~~~
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Service provider doesn't need to report an user's payment record to BNM. So your credit score is not affected by Maxis/Digi.
Wondering, how do you pay the loan if you not able to pay your bill? rclxub.gif

 

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