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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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potatocam
post Apr 2 2020, 01:37 PM

Getting Started
**
Junior Member
106 posts

Joined: Sep 2017
What does this actually means?

1. The number of credit enquiries on you is high relative to other credit users. confused.gif
potatocam
post Apr 2 2020, 02:07 PM

Getting Started
**
Junior Member
106 posts

Joined: Sep 2017
QUOTE(GrumpyNooby @ Apr 2 2020, 01:38 PM)
Are you applying too many credit facilities including credit card from various banks recently?
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I don't have any other loans. Only credit card loans which I have settled every month before due date (no late payment).
I only have one credit card from one bank only. No plan at all to apply for others.


QUOTE(mydurian @ Apr 2 2020, 01:42 PM)
Means many parties did inquiry about your credit health. Why would 3rd parties check your credit health? You can answer this yourself right?
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Yes, I know my credit status. The report says my credit performance points were affected due to the reason above.

 

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