I have re-scheduled loan for my hire purchase and i have been a good paymaster ever since.. My CCRIS is showing 0 records for the past 6 months, but upon applying for new loan, i was rejected twice due to my rescheduled loan status. Would this be a problem in applying new loans? I have 5 more years left for my hire purchase, does this mean there s no chance for me to get any new loan till i settle my re-scheduled hire purchase loan? Its frustrating to get a negative reply for any loan that i am applying. Any thoughts? Thanks

Thanks, but do u know hows the calculation for the income-debt ratio roughly? I wud like to know my eligibility.. Cheers!