The problem im facing right now too when im trying to apply for pf.  Seems that due to a clean record, they are not approving my loan.

Your record need to be "dirty"  not dirty as in late payment or blacklist, but as in you have debts, and minimum debt must be already 6 months old. Haiz..

Hello, i just settled my hire purchase loan due to bad record at ccris. I checked back 2 days ago and the hire purchase record was cleared from my ccris. I have clean record now with outstanding credit card

The reason i cleared my hire purchase bad record is because i urgently need money and planning to apply personal loan. My first attempt is Aeon i-cash and im still waiting for the result since 2 days ago.

I applied 20K and my monthly salaries is 4.5K.

My credit card payment was good for the past 12mths.

Do u think i will able to get the loan? It was anxious when waiting for bank reply. They did called me 2days ago but i didn't manage to pick up the phone.

And now i haven't received a single call from aeon :_(

Outstanding 12745 ,limit 13000

I received aeon call yday evening, they need my employment letter and latest bank statement.

Means i need to improve my oustanding amount first then try again?
Sad : - (
Thank you..at least I will try looking for other way

I see...now my ccris got pending application by aeon..maybe I just wait till the loan rejected then i try dept consolidation then.