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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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najna
post Mar 14 2019, 12:06 AM

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i frequently check my ccris online. i have a house loan approved somewhere in march last year - placed under the 'application for credit'.

when i check in February, the housing loan is still there however this month it disappear from the list..!! i check if somehow it move up to 'outstanding credit' but nope, its not there.

is this normal.. for the loan missing from ccris? fyi i haven't start paying for the loan yet (same goes to other house owner)

i called BNM but they said i need to check with the bank itself. i call the bank service center, they couldn't find my housing loan. but i spoke with my banker - he said the loan is still there.

i know it sounds stupid - for me to believe the loan is cancelled. anyhow i will be informed right..? just that, i feel disturb with this issue.. T__T
najna
post Mar 14 2019, 11:41 AM

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QUOTE(missboo @ Mar 14 2019, 10:22 AM)
check your loan agreement/offer which you have signed. can they terminate the loan? and how?
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