CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Mar 15 2019, 10:32 PM
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#1
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Junior Member
438 posts Joined: Oct 2009 
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Hi guys,
i just check my credit score my record is good but due to ptptn, i can't apply any credit card there was late payment but i already applied for default since that time i dont have a job yet once I got a job, i immediately paid all my outstanding but in the summary of credit score it said, due to late payment last year it is affecting my status to apply any CC. so what should i do to clear that up? |
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Mar 20 2019, 05:16 PM
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#2
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Junior Member
438 posts Joined: Oct 2009
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QUOTE(David83 @ Mar 16 2019, 10:17 AM) Same as CCRIS. usually how long will it clear my previous data?CTOS score varIes in monthly bassis too as it depends on the CCRIS.  I have one bad record which might be one of the reason i can't apply for CC i've been good and maintaining my account and its has been green for more than 6 months but i've check with credit score, that particular bad record still there.  |
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Mar 20 2019, 05:20 PM
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#3
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Junior Member
438 posts Joined: Oct 2009
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QUOTE(David83 @ Mar 20 2019, 05:19 PM) 12 months. Ah i see. thanks for clearing that up for me. If your have a bad record on July 2018, It'll clear out by June 2019.  |
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