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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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moonsatelite
post Feb 8 2021, 11:12 AM

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Joined: Mar 2016
QUOTE(1tanmee @ Feb 7 2021, 03:41 PM)
How do I dispute the CCRIS records? I have been cleared off AKPK since last month, but the record in CCRIS is still showing AKPK..
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If you've registered for access to eCCRIS then you can view your report and click verify at the bottom right portion, submit any relevant documents and they should get back to you within 48hours.

If not, you'll have to drop an email to BNMTelelink
moonsatelite
post Feb 10 2021, 10:40 PM

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QUOTE(lolabunny123 @ Feb 10 2021, 05:43 PM)
Will my CTOS score improve the following month if I settled all my delinquency by this month?

I called CIMB to cancelled my CIMB Lazada prepaid card last year but for some reason the card was not cancelled and is overdue for the fees of RM9.43 for almost 4 months! My score went from 730 to 447

Die lo planning to buy a car next month.
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credit score takes time to build, it'll take months to get back to your former score of 730
moonsatelite
post May 19 2021, 08:07 PM

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Joined: Mar 2016
QUOTE(xpole @ May 19 2021, 08:01 PM)
How long does it take for CCRIS to update?

I've cancelled a credit card last month.
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CCRIS records are updated every month, the day ranging from 10th -16th

 

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