Sep 27 2011, 12:20 PM
QUOTE(erictan26 @ Sep 24 2011, 12:03 AM)
6 years back i do got debt with 6 banks( mostly credit card) and seek assistance from akpk before it turns worst and finally settle all within 2 years.
recently i need some cash and going for personal loan but got rejected by maybank, al rahji ,scb,alliance and cimb. Alrahji and scb rejected due to i dont have any credit card nor any loan for the moment and the application is not even been consider by bank.
I went to bank negara to check ccris and the record is clean.
my monthly salary is 7500 and with all document: epf/income tax/bank statement/salary slip.
may be because of the akpk case? but i have settle all before getting worst. i think shall be the ambank case, i still remember that when i already start the akpk scheme for several months, their legal department still issue me court summon. After i have clarify with them, they just ask me to ignore it since i already have restructure it. But will the summon record still appear in ctos and that the reason why i still in many bank's black list.
just hard to believe with RM7500 monthly salary( without any loan/credit card for the moment) and still hard to get a single personal loan.
the only issue that i can think of shall be the ambank case and shall be state in ctos. Even i have settle it years ago but it's seem will in ctos record forever??
the other way around, when you apply for credit card/etc loan, maybe can attached the related document like photocopy of settlemet letter, ccriss report or etc.recently i need some cash and going for personal loan but got rejected by maybank, al rahji ,scb,alliance and cimb. Alrahji and scb rejected due to i dont have any credit card nor any loan for the moment and the application is not even been consider by bank.
I went to bank negara to check ccris and the record is clean.
my monthly salary is 7500 and with all document: epf/income tax/bank statement/salary slip.
may be because of the akpk case? but i have settle all before getting worst. i think shall be the ambank case, i still remember that when i already start the akpk scheme for several months, their legal department still issue me court summon. After i have clarify with them, they just ask me to ignore it since i already have restructure it. But will the summon record still appear in ctos and that the reason why i still in many bank's black list.
just hard to believe with RM7500 monthly salary( without any loan/credit card for the moment) and still hard to get a single personal loan.
the only issue that i can think of shall be the ambank case and shall be state in ctos. Even i have settle it years ago but it's seem will in ctos record forever??
A fren of mind did that and walla loan approve
Added on September 27, 2011, 12:24 pmas for my case, my name still blacklist under ctos for few month due to wrongly charge by maxis. Every-time I want to open a new phone line I need to bring settlement/cancelation letter
This post has been edited by miloy2k: Sep 27 2011, 12:25 PM
Quote
how about checking ccris? can i find that too?
1.4155sec
0.33
7 queries
GZIP Disabled