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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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mia1998
post Mar 13 2014, 06:14 PM

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May I know is that credit card Balance transfer amount will affect the house loan top up? But I pay on time every month.
mia1998
post Mar 13 2014, 09:53 PM

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QUOTE(victorywp @ Nov 12 2013, 03:48 PM)
because bank b already paid to bank a for the balance transfer.
so you no longer owing bank a the rm12k.

since it is distributed to 12 months, so it will only show rm1k for current month (under bank b cc).
however, it also shows that you have utilised rm12k towards your credit limit in bank b cc.
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Let say if we pay the outstanding on time, the balance transfer amount is around 10k left, will it afftect our loan application?

 

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