i want to ask. i had bought a motorcycle of 3 years loan with a motorcycle shop. loan with the shop only. i made a payment through online. at first two years, everything was quite ok. its just that the tokey's wife quite langsi and ask her workers to keep calling and ask for payment. the problem is, last few month, the workers didnt update my payment and end up with two months due. i already inform the worker that i had made a payment and message her with the reference number too. then, this month, i found out that my name is already in the CTOS after my application to be a guarantor had been rejected.

my remaining amount for that motorcycle not much. its just around RM600 which should end in this year.

so, what can i do? can i sue the shop for insert my data in the ctos?