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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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leozai
post Nov 20 2010, 09:15 AM

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hi there... just wanna ask ... if there are phone bill(maxis) dat haven't been fully paid ... will kena blacklist or not?
da case is like this ... lets say A n B register maxis line both principle n sup line dat da principle line register under A name... after a certain period.. A n B lost contact... n after about 6 yr... A got a letter dat B have not been paid da phone bill for about 1 yr time.... n now maxis sending letter to A ask him to paid da full amount... in this situation... A n B will kena blacklisted by bank???
leozai
post Jul 2 2011, 03:27 AM

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hey guys~~ have a question~~ after reading still dun understand some Q ~~
let say is i own a bank credit card debt bout 4k~~
been paid RM500 monthly since i owe da debt~~
but after 2 month~~ i just lost my job~~ so i just repay back RM1k~~ and now debt left 3k
Been looking for job bout 1 month, start working now and i need to wait til end of da month to get my salary ~~ so its 2 months late payment~~
da CC officer have call me to ask for payment, since i dun have even enuf $$ to return to them right now~~ i need to drag da payment til i get my salary~~
in this case i think he mention to me if late will get to ccris/ctos stuff~~
if unluckily kena~~ and after i settle da payment in coming 2-3month time, will da ccris / ctos been remove?? as i can apply hse / car loan after that???
leozai
post Mar 18 2013, 10:03 PM

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Alright~~ story here, I've about 5k debt at CIMB credit card~~didnt make any payment about a years already (due to financial problem n lost my job at the same time), CCRIS / CTOS for sure d. Just start my new job and planning to clear the debt by installment ( so nest time i can get loan for house / car easier), may i know the best / easier way to do the installment???? AKPK??? Balance transfer ( didn't know can i still apply for this since i've blacklisted)???? or any other way?
currently woking in a bank also, does this CCRIS / CTOS effect my job??? working in bank got any special rate to clear my debt???

leozai
post Mar 20 2013, 07:25 PM

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QUOTE(whitenelson @ Mar 19 2013, 11:09 PM)
maybe special rate on loan interest

some bank do reject applicant who been blacklisted..lucky u
*
dats y i dun dare to apply for anything yet, later suddenly kik me out~~ lol~~ I've interview 2 time to join dat company, so i'm very appreciate it, since my new life start, wanna clear my the debt for my future, so which way sud i use to clear my debt?
leozai
post Mar 21 2013, 07:40 PM

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From: KL


QUOTE(hardworkingboy @ Mar 21 2013, 02:25 AM)
bro, like to ask u something. I'm currently working in an oversea bank and under probation. thiking to take akpk, would it affect my confirmation or would they terminate me if they found that i'm under akpk. tq
*
lol~~i'm worrying the same.

 

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