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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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labtec
post Jan 6 2019, 12:28 PM

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may i know how does this imoney credit score related to CCRIS and CTOS?

https://creditscore.imoney.my
https://creditscore.imoney.my/credit-check/faq


labtec
post Jan 7 2019, 11:15 AM

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QUOTE(David83 @ Jan 6 2019, 08:25 PM)
The score derived from both reports.
Definition and weight have been explained in details in the FAQ page.
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so the free credit score provided by imoney is the same as the paid credit score provided by CTOS?
labtec
post Jan 7 2019, 11:24 AM

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QUOTE(David83 @ Jan 7 2019, 11:19 AM)
Exactly the same cannot.

I would use the word "comparable:.

[attachmentid=10154093][attachmentid=10154094]

Becuase the weightage that CTOS used to generate the score is different from iMoney:

[attachmentid=10154100][attachmentid=10154102]

Do all banks use the same score?
It is important to remember that the CreditScore is only an indication of your credit health. Every bank interprets the CreditScore slightly differently with some being more lenient while others more strict.
From: https://creditscore.imoney.my/credit-check/faq
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i see, thanks for the explanation thumbup.gif

 

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