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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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kkkw80
post Jun 5 2018, 09:12 PM

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QUOTE(applezhai @ Jun 5 2018, 05:33 PM)
Hmm alright thanks for the info. Will walk in my nearest Maybank tomorrow to settle the matter
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You can also call their collection dept to enquire
kkkw80
post Sep 12 2018, 09:38 PM

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QUOTE(alexanderclz @ Sep 12 2018, 09:36 PM)
btw, as far as i know, the banks send our info to be updated on the 15th of every month for ccris? how long will it take to reflect on ccris?
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Not necessarily, they can update anytime they want once a month.
kkkw80
post Sep 13 2018, 06:15 AM

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QUOTE(alexanderclz @ Sep 12 2018, 09:51 PM)
yup, any issue if check eccris too often? I see there's a historical request for it in eccris.
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Nope, with E CCRIS you can check all you want. Been using it for a few months now
kkkw80
post Sep 13 2018, 06:16 AM

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QUOTE(David83 @ Sep 12 2018, 09:53 PM)
I don't have e-CCRIS access.
Making a trip to BNM/AKPK branch is not convenient at all!
What I meant was with e-CCRIS, this would be easier!
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It takes less than a few minutes at the kiosk
kkkw80
post Sep 16 2018, 10:45 PM

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QUOTE(hong823 @ Sep 16 2018, 05:25 PM)
Does it means that the bank wouldn't able to see how many times someone requested my ccris report?

With the convenient of eccris now, we can request it by ourselves anytime we want. I just curious if bank might get misleading by the number of ccris report request done by ourselves instead of bank.ย  hmm.gif
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It's just like checking your own bank account, you can check all.you want. It doesnt show how and who have accessed it.

This post has been edited by kkkw80: Sep 16 2018, 10:46 PM
kkkw80
post Sep 17 2018, 11:36 PM

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QUOTE(itv_mark5 @ Sep 17 2018, 10:13 PM)
Hi all,

I've just managed to cleared off my ptptn tunggakan with my epf account 2 due to supporting family issues in the past. I now have a stable job that i've been working for the past 6 months & was wondering if i wanted to apply for a home loan, should i wait untill12 months later where the crisis record is good?
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Depends whether you've missed any payment within past 12 months. If yes, suggest wait 12 months from last missed payment
kkkw80
post Sep 18 2018, 11:03 PM

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QUOTE(MNet @ Sep 18 2018, 07:01 PM)
It will not be removed.
It will show 0 only on the outstanding amount of PTPTN
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It should be removed if fully settled but not immediately as they follow a monthly cycle.
kkkw80
post May 17 2019, 01:18 PM

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QUOTE(carjack18 @ Apr 22 2019, 09:06 PM)
HI Guy/ Gals,

I need some to help understanding those items shown in CCRIS under the title APPLICATION FOR CREDIT. Early this year I bought a new car and apply loan to 2 banks, Maybank and PBB. Both the car loan applications are approved and i choose PBB. Recently I check my CCRIS and noticed that the MAYBANK application is still appears under "APPROVED BY FI".

I wish to ask how long does this record under MAYBANK will be removed? Reason that I'm going to apply for a housing loan and worry that it might affect my housing loan application.

Thanks in advance.
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I bought a new car last year and approved by 2 banks. I just called the other bank I didn't pick to remove from CCRIS and record is gone within 48 hours.
kkkw80
post May 18 2019, 11:43 AM

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QUOTE(carjack18 @ May 18 2019, 11:14 AM)
Noted. Thanks for the reply smile.gif
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youโ€™re welcome ๐Ÿ˜Š

kkkw80
post Oct 13 2019, 09:29 AM

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QUOTE(CyrusWong @ Oct 4 2019, 09:32 PM)
Thank you

mah score 649
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653 ๐Ÿ˜Š

 

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