Hi all

Recently my loan was rejected by Al-rajhi bank due to bad CTOS record.
The bank personal told me that I had a debt around 4k on ctos record around 2008
and i wonder since i don have any personal loan, car loan, study loan or any
other loan before. after a bit investigation, actually one of my relative using my
name to bought a motorcycle but never pay it. That my lesson, don ever let people
using your name even your relative. arghhh....

the question is, if i pay the rest of the debt, how long to my name to be clear on ctos
record so i can make other loan. some people told me its take around 6 month. it is true??
thanks.

Thanks Mr Boon for explanation
Really appreciate it.

thanks again x 1000