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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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jeff10012003
post Jan 7 2015, 06:14 PM

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just a question though, does UNIFI also detected in CCRIS?
jeff10012003
post Jul 20 2018, 08:57 AM

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QUOTE(johnyap1993 @ Jul 18 2018, 11:36 PM)
Just want to share that once you cleared your last AKPK payment (made full settlement for the last outstanding debt), your name will be cleared from CCRIS in the following month if the bank managed to update CCRIS on time.

Voila, your name and AKPK will never be mentioned in CCRIS at all and no one will ever know you have enrolled in AKPK. Only those banks you have made AKPK arrangement with will have record of your past AKPK arrangement.
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what if not on time?
also once you enroll with AKPK, you're unable to take another loan, correct?
even housing loan?
jeff10012003
post Jul 30 2018, 10:00 AM

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QUOTE(johnyap1993 @ Jul 29 2018, 02:06 PM)
4.55%
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this is conisdered high or normal?
I don't have a home yet so I don't have get the picture on this.

jeff10012003
post Jul 30 2018, 11:26 AM

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QUOTE(David83 @ Jul 30 2018, 11:24 AM)
For reference, BR - 2.3 to 2.5%
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so 4.55 can be considered quite high...


 

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